Legislation

ACLHIC monitors many bills that would affect our members and the life and health insurance industry as a whole. Below is a short list of ACLHIC's top priority legislation.

For more information about specific legislation please refer to the side bar.  There you will find a comprehensive list of bills, links to our advocacy letters, and access to other legislative information for the current session.

 

Health Insurance Legislation:

Bill Number & Author

Subject & Summary

Position

AB 2
De La Torre (D)

Health Care Service Plans
Prohibits a plan or insurer from canceling an individual health care service plan contract or individual health insurance policy unless specified conditions are met. Requires plans and insurers to provide certain notices to subscribers.

Oppose

AB 108
Hayashi (D)

Individual Health Care Coverage
Prohibits a health care service plan or health insurer from rescinding an individual health care service plan contract or individual health insurance policy for any reason after 18 months following the issuance of the plan contract or policy.

Oppose

AB 119
Jones (D)

Health Care Coverage: Pricing
Prohibits insurers from charging a premium, price or charge differential because of the sex of specified individuals, even if that is based on statistical and actuarial data or sound underwriting practices.

Oppose

AB 786
Jones (D)

Individual Health Care Coverage: Choice Categories
Requires the Department of Managed Health Care and the Department of Insurance to develop a system to categorize all health care service plan contracts and health insurance policies offered and sold to individuals into coverage choice categories.

Oppose

AB 1218
Jones (D)

Health Care Coverage: Rate Approval
Requires approval by the Department of Managed Health Care or the Department of Insurance of an increase in the amount of a premium, copayment, coinsurance obligation, deductible and other charges under a health care service plan or health insurance policy.

Oppose

SB 316
Alquist (D)

Health Care Coverage: Benefits
Requires full service health care service plans and health insurers to expend on health care benefits no less than 85% of the aggregate dues, fees, premiums, and other periodic payments they receive with respect to plan contracts or policies issued, amended, or renewed.

Oppose

CA SB 810
Leno (D)

Single-Payer Health Care System
This bill would establish a single-payer health care system.

Oppose

 

Life Insurance Legislation:

Bill Number & Author

Subject & Summary

Position

AB 41
Coto (D)

Insurance: Community Development Investments
Requires insurers to provide information to the Commissioner of Insurance on all Community Development and Community Develop Infrastructure Investments.

No Position

AB 76
Yamada (D)

Life and Annuity Consumer Protection Fund
Extends the operation of the Life and Annuity Consumer Protection Fund which is dedicated to protecting consumers of certain insurance products.

Support

AB 125
De Leon (D)

Retirement: California Employee Savings Program
This bill would allow CalPERS to offer IRA’s to private sector employers.

Oppose

AB 989
Block (D)

Senior Insurance: Action Against Insurers

This bill would make it easier to file lawsuits against insurers regarding senior matters.

Oppose

CA SB 98
Calderon (D)

Viatical Settlements
This bill would pursue life settlements legislation.

Support

 

 Miscellaneous Legislation:

Bill Number & Author

Subject & Summary

Position

CA AB 329
Feuer (D)

Reverse Mortgages
This bill seeks to ensure that senior citizens will make informed decisions and that persons who offer, sell, or arrange the sale of reverse mortgages to senior citizens will act in the best interest of a sometimes vulnerable population

Neutral

CA SB 660
Wolk (D)

Reverse Mortgages
This bill Provides that recommendation of the purchase of a reverse mortgage that is found to be unsuitable constitutes a breach of the duty of honesty, good faith and fair dealing. Permits any person injured as a result to bring a civil action for damages.

Oppose

 

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